NOTICE OF YOUR FINANCIAL
PRIVACY RIGHTS

We, our, and us, when used in this notice, mean Delta County Credit Union.

This is our privacy notice for our members. When we use the words "you" and "your" we mean the following types of members:

Our consumer members who have a continuing relationship by purchasing or holding financial products or services such as a(n):
- Share account
- Loan account
- Credit card account
- Safe deposit box

We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information.

We first define some terms.

Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. Hereafter, we will use the term "information" to mean nonpublic personal information as defined in this section.

An affiliate is a company we own or control.

A nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours. This is also known as nonaffiliated third party, or simply, an "other party."

THE INFORMATION WE COLLECT

We collect information about you from the following sources:

Information you give us on applications or other forms
Information about your transactions with us
Information about your transactions with our affiliates
Information about your transactions with other parties
Information from a consumer reporting agency

THE CONFIDENTIALITY, SECURITY, AND
INTEGRITY OF YOUR INFORMATION

We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information.

YOUR INFORMATION AND OUR AFFILIATES

We may disclose information about you to our affiliates.Here are the kinds of information and the source of that information:

Transaction and experience information from our account records:

* Information about your transactions and experience with us, such as:

* Name

* Address

* Account balances

* Types of accounts

Federal law allows us to disclose the information listed above with our affiliates.You do not have a right to opt out of the disclosure of this information.

Types of Affiliates

We may disclose information pursuant to joint marketing agreements to the following types of businesses:

Financial service providers, such as:
- Insurance agents
- CUNA Mutual Group
- Securities broker-dealers

YOUR INFORMATION AND OTHER PARTIES

We will not disclose information about you to anyone except as disclosed in this policy or as permitted by law. Examples of this might include disclosures necessary to service your account or prevent unauthorized transactions.

USE OF COOKIES

Delta County Credit Union uses cookies, which are small pieces of information that a web site can store in a designated file on a user's computer.

YOUR INFORMATION AND OTHER PARTIES

We do not disclose information about former members, except as permitted by law.

Security Statement

The Credit Union is constantly concerned about our member’s critical information and privacy.  With this in mind, we have the following security services installed on our Internet server:

1. Each server is behind a Firewall.  This UNIX based hardware product blocks critical ports and IP addresses on servers from external attack and access.
2. Each server runs proprietary software that constantly monitors the servers for unauthorized use and attempts to “hack” into information.  Administrators are contact when forced attacks are committed, and countermeasures can be applied to stop these instances.
3. All administrative activity requires user login and authentication.   All administrative updates are logged into files that can be reviewed later.
4. All servers have mirrored drives and those drive are backed-up daily to protect the integrity of the client’s data.
5. We maintain multiple data center locations to allow for rapid disaster recovery incase of a catastrophic event.
6. All servers come with a Global Verisign Certificate (RSA) for digitally encrypted communications between the Web server and your member.  Information passed in applications cannot be decrypted by third parties attempting to “pick” information being passed across the Internet backbone.
7. All servers and networks go through extensive security audits periodically by an outside firm to insure the integrity of our network structure.
8. All servers run the latest version of Apache Web Server, considered the strongest and most secure Web server software on the market.

If you have additional questions regarding CU Village.com security issues, please feel free to contact us at (800) 262.6285, ext. 260.