Free Kasasa Cash Back® Checking

Enjoy cash back on debit card purchases and refunds on ATM withdrawal fees.

Free Kasasa Cash Back® checking has no monthly services fees and pays you to go shopping. Get 4.00% cash back on your everyday debit card purchases, up to $96 back per year ($8 per month) when you qualify!

You’ll also get refunds on ATM withdrawal fees, nationwide. So you can get to your money whether you’re in Escanaba, Washington D.C., or anywhere else! Link your account to a free Kasasa Saver® to make saving easy. Open your accounts online or stop in one of our branches today!


  • Free checking that pays you back
  • 4.00% cash back on debit card purchases
    • No category restrictions on purchases
    • Cash back earned on up to $200 in purchases monthly
    • Earn up to $96 cash back per year, $8 per month
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)
  • Link to free Kasasa Saver to build savings automatically
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking and bill pay
  • Free e-statements
  • Free mobile banking
  • Free debit card
  • No minimum deposit to open

It’s easy to earn your rewards…here’s how!

To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle (see below for the cycle dates):

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive e-statements
  • Be enrolled in and log into online banking

And if you don’t meet these qualifications, your account is still free.

Plus, you can get right back to earning your cash rewards the very next cycle that you qualify!

Apply for Kasasa Cash Back
Apply for Kasasa Cash Back & Kasasa Saver


Each qualification listed above needs to be completed within the Qualification Cycle. Here is a list showing each month’s cycle:

 Cycle Date Ranges 
12/31 - 1/301/31 - 2/272/28 - 3/30
3/31 - 4/294/30 - 5/305/31 - 6/29
6/30 - 7/307/31 - 8/308/31 - 9/29
9/30 - 10/3010/31 - 11/2911/30 - 12/30