Free Kasasa Saver®

Earn high dividends while building savings automatically.

Free Kasasa Saver® links to your free Kasasa Cash® or Kasasa Cash Back® checking to make saving simple and easy.

When you earn cash rewards in your Kasasa® checking, those earnings transfer into your Kasasa Saver. Meanwhile, Kasasa Saver pays up to 0.50% APY* on your balance! Make saving effortless — open your Kasasa accounts online today.


  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash or Kasasa Cash Back checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 0.50% APY* on balances up to $7,500
  • 0.15% to 0.17% APY on balances over $7,500 depending on balance in account*
  • 0.05% APY* if qualifications are not met on Kasasa Cash or Kasasa Cash Back
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking
  • Free e-statements
  • Free mobile banking
  • $5 minimum deposit to open

It’s easy to earn your rewards…here’s how!

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards, just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle (see below for the cycle dates):

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive e-statements
  • Be enrolled in and log into online banking

And if you don’t meet these qualifications, your accounts are still free.

Plus, you’ll earn our base dividend rate on Kasasa Saver — and you can get right back to earning your full rewards the very next cycle that you qualify!


Each qualification listed above needs to be completed within the Qualification Cycle. Here is a list showing each month’s cycle:

 Cycle Date Ranges 
12/31 - 1/301/31 - 2/272/28 - 3/30
3/31 - 4/294/30 - 5/305/31 - 6/29
6/30 - 7/307/31 - 8/308/31 - 9/29
9/30 - 10/3010/31 - 11/2911/30 - 12/30