Rates

Loan Rates

– Effective Wednesday, September 26, 2018

Loan TypeRates as low as2Terms/Information
New Auto Loan 84 Months5.00%New Auto Loans up to 78 months
New Auto Loan 72 Months4.50%New Auto Loans up to 72 months
New Auto Loan 60 Months3.75%New Auto Loans up to 60 months
New Auto Loan up to 48 Months3.50%New Auto Loans up to 24-48 months
Used Auto Loan 72 Months5.00%Used Auto Loans up to 72 months
Used Auto Loan 60 Months4.75%Used Auto Loans up to 60 months
Used Auto Loan up to 48 Months4.50%Used Auto Loans up to 48 months
Vacation Loan6.00%Time for some fun!
Midwest Truck Driving School9.00%Finance your tuition with DCCU!
Signature Loan, No Collateral7.00%Up to $20,000 over 24-60 months
Single Pay 90 Day loan25.00%90 Day Note
New Campers & 5th Wheels3.25%24-144 month terms available
Used Campers & 5th Wheels4.25%24-120 month terms available
New Recreational Toy4.00%Financing available up to 72 months
Used Recreational Toy4.25%Financing available up to 60 months
Visa Credit Card - Classic9.90%Low rate, no hidden fees, excellent card!
Visa Credit Card - Platinum7.90%Apply now at DCCUVisa.com or stop in!

Savings Rates

– Effective Thursday, July 26, 2018

Account TypeAPY1Minimum DepositMinimum Balance
Savings0.10%$5.00$5.00
Kasasa Saver*0.05 - 0.50%*$0.00$0.00
Money Manager0.20%$2,500.00$2,500.00
Money Manager0.30%$2,500.00$5,000.00
Money Manager0.40%$2,500.00$25,000.00
Money manager0.75%$2,500.00$50,000.00
Traditional IRA0.75%$0.00$5.00
Monthly Savings0.10%$0.00$5.00
Christmas Club0.10%$0.00$5.00
*Kasasa Saver: 0.50% APY on balances up to $7,500 | 0.15% APY on portion of balances over $7,500 | 0.05% APY on the entire balance if qualifications are not met. Read more on the Kasasa Free Checking page.

Certificate Rates

– Effective Thursday, July 26, 2018

Certificate FormAPY1Minimum Deposit
90 Day Certificate0.20%$1,000.00
180 Day Certificate0.65%$1,000.00
1 Year Certificate0.95%$1,000.00
1.5 Year Certificate1.01%$1,000.00
2 Year Certificate1.36%$1,000.00
2.5 Year Certificate1.51%$1,000.00
3 Year Certificate1.66%$1,000.00
3.5 Year Certificate1.76%$1,000.00
4 Year Certificate2.02%$1,000.00
5 Year Certificate2.27%$1,000.00

Checking Rates

– Effective Wednesday, September 26, 2018

Account TypeAPY1Minimum DepositMinimum balance
Share Draft0.00%$0.00$0.00
Kasasa Cash*0.15 - 2.05%*$0.00$0.00
*Kasasa Cash: 2.05% APY on balances up to $7,500 | 0.15% APY on portion of balance over $7,500 | 0.05% APY on the entire balance if qualifications are not met. Read more on the Kasasa Free Checking page.

1APY = Annual Percentage Yield
2“Rates as low as” = Your actual APR (Annual Percentage Rate) will be based upon your individual credit worthiness, loan amount, term of loan, and applicable prepaid items. Rates subject to change without notice.