Rates

Loan Rates

– Effective Wednesday, October 4, 2017

Loan TypeRates as low as2Terms/Information
New Auto Loan 78 Months4.25%New Auto Loans up to 78 months
New Auto Loan 72 Months3.75%New Auto Loans up to 72 months
New Auto Loan 60 Months3.00%New Auto Loans up to 60 months
New Auto Loan up to 48 Months2.75%New Auto Loans up to 24-48 months
Used Auto Loan 72 Months4.25%Used Auto Loans up to 72 months
Used Auto Loan 60 Months4.00%Used Auto Loans up to 60 months
Used Auto Loan 48 Months3.75%Used Auto Loans up to 48 months
Use Auto Loan 36 Months3.75%Used Auto loans up to 36 months
Vacation Loan6.00%Time for some fun!
Midwest Truck Driving School9.00%Finance your tuition with DCCU!
Signature Loan, No Collateral6.00%Up to $20,000 over 24-60 months
Single Pay 90 Day loan18.00%90 Day Note, $25 processing fee
New Campers & 5th Wheels2.75%24-144 month terms available
Used Campers & 5th Wheels3.75%24-120 month terms available
New Recreational Toy2.75%Financing available up to 72 months
Used Recreational Toy3.75%3.75%Financing available up to 60 months
Visa Credit Card - Classic9.90%Low rate, no hidden fees, excellent card!
Visa Credit Card - Platinum7.90%Apply now at DCCUVisa.com or stop in!

Savings Rates

– Effective Monday, October 2, 2017

Account TypeAPY1Minimum DepositMinimum Balance
Savings0.10%$5.00$5.00
Kasasa Saver*0.05 - 0.50%*$0.00$0.00
Money Manager0.10%$2,500.00$2,500.01
Money Manager0.20%$2,500.00$5,000.00
Money Manager0.30%$2,500.00$25,000.00
Money manager0.50%$2,500.00$50,000.00
Traditional IRA0.75%$0.00$5.00
Monthly Savings0.10%$0.00$5.00
Christmas Club0.10%$0.00$5.00
*Kasasa Saver: 0.50% APY on balances up to $7,500 | 0.15% APY on portion of balances over $7,500 | 0.05% APY on the entire balance if qualifications are not met. Read more on the Kasasa Free Checking page.

Certificate Rates

– Effective Monday, October 2, 2017

Certificate FormAPY1Minimium Desposit
90 Day Certificate0.20%$1,000.00
180 Day Certificate0.55%$1,000.00
1 Year Certificate0.75%$1,000.00
1.5 Year Certificate0.85%$1,000.00
2 Year Certificate1.11%$1,000.00
2.5 Year Certificate1.26%$1,000.00
3 Year Certificate1.51%$1,000.00
3.5 Year Certificate1.66%$1,000.00
4 Year Certificate1.71%$1,000.00
5 Year Certificate2.02%$1,000.00

Checking Rates

– Effective Monday, October 2, 2017

Account TypeAPY1Minimum DepositMinimum balance
Share Draft0.00%$0.00$0.00
Kasasa Cash*0.15 - 2.05%*$0.00$0.00
*Kasasa Cash: 2.05% APY on balances up to $7,500 | 0.15% APY on portion of balance over $7,500 | 0.05% APY on the entire balance if qualifications are not met. Read more on the Kasasa Free Checking page.

1APY = Annual Percentage Yield
2“Rates as low as” = Your actual APR (Annual Percentage Rate) will be based upon your individual credit worthiness, loan amount, term of loan, and applicable prepaid items. Rates subject to change without notice.