Rates

Loan Rates

– Effective Thursday, August 1st, 2019

Loan TypeAPR2Terms/Information
New Auto Loan 84 Months5.00% - 15.50%New Auto Loans up to 84 months
New Auto Loan 72 Months4.50% - 15.00%New Auto Loans up to 72 months
New Auto Loan 60 Months3.75% - 14.25%New Auto Loans up to 60 months
New Auto Loan up to 48 Months3.50% - 14.00%New Auto Loans up to 24-48 months
Used Auto Loan 72 Months5.50% - 16.00%Used Auto Loans up to 72 months
Used Auto Loan 60 Months4.75% - 15.25%Used Auto Loans up to 60 months
Used Auto Loan up to 48 Months4.50% - 15.00%Used Auto Loans up to 48 months
Midwest Truck Driving School9.00%Finance your tuition with DCCU!
Signature Loan, No Collateral7.50% - 18.50%Up to $20,000 over 24 months. Add 1.00% to rate for each additional year past 24 months, up to a maximum of 60 months.
Single Pay Loan25.00%90-180 Day Single Payment Note
New Campers & 5th Wheels3.50% - 15.50%24-144 month terms available
Used Campers & 5th Wheels4.50% - 16.00%24-120 month terms available
New Recreational Toy3.50% - 15.50%Financing available up to 84 months, dependent on qualification requirements
Used Recreational Toy4.50% - 16.00%Financing available up to 72 months, dependent on qualification requirements
Visa Rewards Credit Card9.90-11.90%Low rate, no hidden fees, rewards, what more could you ask for?

2APR = Annual Percentage Rate. Your APR will be based upon your individual credit worthiness, loan amount, term of loan, and applicable prepaid items. Rates subject to change without notice. Up to 100% financing may be available for qualified applicants.
 

Savings Rates

– Effective Thursday, August 1st, 2019

Account TypeAPY1Minimum DepositMinimum Balance to Receive Stated APY1
Savings0.10%$5.00$5.00
Kasasa Saver*0.05 - 0.50%*$0.00$0.00
Money Manager0.20%$2,500.00$2,500.00
Money Manager0.30%$2,500.00$5,000.00
Money Manager0.40%$2,500.00$25,000.00
Money manager0.75%$2,500.00$50,000.00
Traditional IRA1.00%$0.00$0.00
Monthly Savings0.10%$0.00$0.00
Christmas Club0.10%$0.00$0.00
*Kasasa Saver: 0.50% APY on balances up to $7,500 | 0.15% APY on portion of balances over $7,500 | 0.05% APY on the entire balance if qualifications are not met. Read more on the Kasasa Free Checking page.

Certificate Rates

– Effective Thursday, August 1st, 2019

Certificate FormDividend RateAPY1Minimum Deposit
90 Day Certificate0.20%0.20%$1,000.00
180 Day Certificate0.75%0.75%$1,000.00
1 Year Certificate1.00%1.01%$1,000.00
1.5 Year Certificate1.10%1.11%$1,000.00
2 Year Certificate1.45%1.46%$1,000.00
2.5 Year Certificate1.50%1.51%$1,000.00
3 Year Certificate1.75%1.76%$1,000.00
3.5 Year Certificate1.75%1.76%$1,000.00
4 Year Certificate2.25%2.27%$1,000.00
5 Year Certificate2.50%2.53%$1,000.00

Checking Rates

– Effective Thursday, August 1st, 2019

Account TypeAPY1Minimum DepositMinimum balance
Share Draft0.00%$0.00$0.00
Kasasa Cash*0.15 - 2.05%*$0.00$0.00
*Kasasa Cash: 2.05% APY on balances up to $7,500 | 0.15% APY on portion of balance over $7,500 | 0.05% APY on the entire balance if qualifications are not met. Read more on the Kasasa Free Checking page.

1APY = Annual Percentage Yield
2APR = Annual Percentage Rate. Your APR will be based upon your individual credit worthiness, loan amount, term of loan, and applicable prepaid items. Rates subject to change without notice. Up to 100% financing may be available for qualified applicants.